"Whether you’re setting up joint accounts, creating new budgets together, or discussing long-term financial goals, understanding how to manage your shared finances is essential for a successful partnership.“

"Building generational wealth through equity and ownership is a strategy that, when done thoughtfully, can create financial security for future generations.“

"Estate planning is the living process of deciding what will happen to one’s personal property at death (the final distribution and transfer) and then making those decisions legally binding and at least tax-considered…“

Leanne takes on the challenge of simplifying Estate Planning in this weeks blog post.

"The disparity in homeownership rates and wealth accumulation across racial and class lines highlight the powerful, compounding effect that ownership, or the lack thereof, has on generational wealth.“ We’re back with part 2 of our Generational Wealth Series.

"By understanding how equity works and creating or taking ownership of valuable assets, you can create opportunities now that have the potential to continue past your own lifetime."

Atencio begins a three part series on building Generational Wealth.

"…side hustles can be powerful tools for reaching financial goals, building wealth, and pursuing passions. However, it’s important to consider all factors outside of monetary gain.“ Atencio outlines our views on the battle of Time vs Money and how secondary income can affect lifestyle.

The current real estate climate plays a huge role in what is realistic for new home buyers. High interest rates and a competitive housing market could force home buyers to take on mortgages that are closer to 30% of their income. So, what should one do?

"Is there such a thing as ‘good’ debt or ‘bad’ debt, or is it all just debt?“ Atencio breaks down how we at Two Tugboats look at credit use when advising our clients.

Contributing Sponsors: “…Two Tugboats Weath Management”

He is joining me initially as a Paraplanner and Administrative Assistant while he gets his securities licenses.  The vision is for him to become my partner and ultimately, my successor.  

Scroll to see our very own Leanne at number 19!

“I encourage, counsel and guide whether I am on the track, or at church or advising financial clients.” -Leanne M.