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Atencio Martin Atencio Martin

Side Hustles and the need for multiple income streams

"…side hustles can be powerful tools for reaching financial goals, building wealth, and pursuing passions. However, it’s important to consider all factors outside of monetary gain.“ Atencio outlines our views on the battle of Time vs Money and how secondary income can affect lifestyle.

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Atencio Martin Atencio Martin

How to Avoid Being “House Poor“

The current real estate climate plays a huge role in what is realistic for new home buyers. High interest rates and a competitive housing market could force home buyers to take on mortgages that are closer to 30% of their income. So, what should one do?

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Atencio Martin Atencio Martin

‘Good’ Vs ‘Bad’ Debt

"Is there such a thing as ‘good’ debt or ‘bad’ debt, or is it all just debt?“ Atencio breaks down how we at Two Tugboats look at credit use when advising our clients.

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