Our Services
Cash Flow/Cash Reserve Planning
Our methods seek to optimize current income. They include a range of strategies from investing in only U.S. Treasury bills of short duration, to strategies that incorporate other high-quality instruments with durations up to 1.5 years. Savings goals are unique to each client. Whatever you value, we can help you accomplish.
Investment Management
When it comes to smart investment planning it’s not just about return, but risk-adjusted return = a rate of return for a commensurate level of risk. It’s also about tailoring investment portfolios to fit a client’s unique values and goals. We have no proprietary products. We have no commitment to sell anybody’s anything. We have curated and vetted portfolio managers that share our investment philosophy of down-side protection while generating asset appreciation. This enables us to be truly independent and client centered.
Retirement Savings and Income Planning
Where and how one saves for retirement is sometimes as important as how much is saved. Different types of retirement vehicles offer different features and tax structures to help clients reach their goals. Whether in early-, mid- or late-career, we create plans to get our clients to their vision of “retirement”.
Estate Planning, Tax Planning and Risk Management
We act as the “Quarterback” of our clients’ financial team, coordinating with other professionals with whom they work, to optimize their returns from a tax standpoint, and to ensure the smooth transition of their estate. Proper insurance, titling of accounts and investment structure, determine the successful transfer to charitable beneficiaries or the next generation.